Posts Tagged ‘las vegas’

What is Insurance Bad Faith?

Monday, December 15th, 2014

This is a loaded question and surprisingly, it is a question that many people do not really know how to answer. Insurance companies in the United States operate under the assumption of good faith, meaning that they can be reasonably expected to treat their clients with fairness and to act in the client’s best interests. On the other hand, bad faith means that they are exploiting their clients and in some cases, it means that they are purposefully misleading them so that they can keep from paying on a claim or they can pay significantly less than the claim is actually worth. In the United States, this is illegal because every insurance company that operates throughout the country does so on the assumption that they will not participate in these types of practices.

Three Ways Hiring an Attorney Can Help You
Unfortunately, even though acting in bad faith is illegal, it is something that can and does happen. As a result, there are times when it is simply necessary for you to take control of the situation and hire an attorney to represent you so that you can get what is coming to you from the insurance company. There are essentially three different ways that hiring an attorney can help you. All of them are equally important.

Representation
Legal representation is perhaps one of the most effective ways of ensuring that your best interests are met. If you are dealing with an insurance company that is attempting to prevent paying a claim or they want to settle for a value that is far less than what you actually deserve, legal representation is probably the only way that you are going to be able to successfully deal with the situation. In this case, you need someone that is knowledgeable about the situation and that has an excellent track record in similar cases.

Success
If you want to be successful in your case, hiring an attorney is the most obvious way of accomplishing that goal. While it is feasible that you could represent yourself, at least in theory, it is almost impossible to win these types of cases against insurance companies unless you have someone who knows exactly what they are doing. Hiring a lawyer can help you find success. If you fail to hire one, you might as well concede yourself to the fact that you are going to get whatever the insurance company offers you and nothing more.

Peace of Mind
It might sound strange, but when you know that you are getting taken advantage of by an insurance company, hiring an attorney can give you peace of mind. Otherwise, you are leaving the security of your future and the future of your loved ones in the hands of an insurance company that really is not operating with your best interests at heart. This means that you are putting yourself in a very precarious position and you might end up paying the price for it for many years to come.

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